MidAmerica Securities Management Company

Ross E. DeValois, CFP

Rylan E. DeValois, Advisor



123 North Linn Street, Suite 2G
Iowa City, IA 52245


(319) 337-9842

Monthly Mu$e

MidAmerica Securities Management Co.


Ross E. DeValois, CFP®
123 N. Linn St., Suite 2G
Iowa City, IA 52245-2147

The Monthly Mu$e
Ideas and concepts to consider. October 2018



I hope everyone had an enjoyable and relaxing summer because fall has arrived. The kids are back in school, football season is underway, and everything's coming up pumpkin spice.


With the days getting colder, it's a good time to sit down and take a look at those year-end reviews as we head into the last quarter of 2018. I'll be in the office and ready to assist so please call to set up an appointment. In the meantime, enjoy the sunny days while you can and I look forward to seeing you all soon.





Down the Donut Hole: The Medicare Coverage Gap 
One of the most confusing Medicare provisions is the prescription drug coverage gap, often called the "donut hole."
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On the Road to Retirement, Beware of These Five Risks 
On your journey to retirement, it's important to stay focused — and be aware of a few key risks that could derail you in your pursuit of success.
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Life Insurance with a Refund 
Return of premium life insurance gives you a death benefit for a stated period of time and a refund if you outlive the term.
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When should I submit college financial aid forms? 
Attention parents: For the 2019-2020 school year, the FAFSA can be filed as early as October 1, 2018 and relies on information from your 2017 tax return.
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What's so great about a college net price calculator? 
A college net price calculator estimates how much grant aid a student might expect at a particular college based on the student's financial and academic profile and the college's specific criteria for awarding grant aid.
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Securities and Advisory Services are offered through Nations Financial Group, Inc (NFGI) member FINRA/SIPC. MidAmerica Securities Mgt Co and NFGI are not affiliated.

The material has been prepared or is distributed solely for information purposes and is not a solicitation or an offer to buy any security or instrument, or to participate in any trading strategy. NFGI did not assist with the preparation of the content in this newsletter, and its accuracy and completeness are not guaranteed. The opinions expressed in this newsletter are those of the author(s) and are not necessarily those of NFGI. Any information provided is general in nature and is not tailored to your individual investment objectives, or needs, or relate to any specific investments. Any investment(s) or strategies discussed may not be suitable for all investors. Investors must make their own decisions based on their specific investment objectives and financial circumstances. 

Although general information about the potential impact of taxes on various investment scenarios and/or estate planning may be provided, it should be made clear that NFGI and MidAmerica Securities Mgt Co do not offer any legal or tax advice.

Prepared by Broadridge Investor Communication Solutions, Inc. Copyright 2018.


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